Troubled Credit

Troubled credit? We can help!

Each customer we meet has a unique situation or circumstance. Here at Cole Fiat, we understand there are a number of reasons for a person’s credit to be less than ideal. We have the knowledge, experience, and resources to put together the right solution for you.

We have built strong relationships with many lenders and, despite what you might believe, getting into your new vehicle isn’t as difficult as you might think!

Together, we'll help find the perfect vehicle for you, and also structure a finance plan that everyone will be happy with.

If you are currently employed, have a down payment (cash or trade equity), Social Security number, and a valid drivers license - you can buy a car! It's as easy as that!

We really love telling our customers "You're approved!" - and we say it more than most dealerships.

To get started down the path to your new vehicle, begin by filling out our quick, simple, and secure Online Credit Application:


Have questions about your credit eligibility or what we can do for you? Don't hesitate to give us a call at (805) 264-4122.

Thank you for the opportunity to earn your business! We look forward to working with you.

3550 Broad St. • San Luis Obispo, CA 93401